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Amex Canada's Updated Lounge Access: What You Need to Know for 2027

Update Amex Canada's Major Change: Lounge Access Caps Starting in 2027 With new changes set in motion for January 1, 2027, American Express Canada is redefining what it means to enjoy lounge access for Platinum Cardholders. Traditionally celebrated for providing robust travel benefits, Amex’s updated Terms and Conditions will now impose a cap on the number of annual lounge visits for cardholders, marking a significant shift in perks that frequent travelers have come to rely on. Understanding the One-Year Cap on Lounge Visits Starting in 2027, Platinum and Business Platinum cardholders will be limited to six complimentary visits per year to both Plaza Premium and Priority Pass lounges. If you're a supplementary Platinum cardholder, you get just two visits. This cap doesn’t just add a layer of financial consideration; it meaningfully affects how families and frequent travelers can enjoy their airport experiences. Given that each visit counts as one, bringing along a guest doubles down on the cramped yearly allowance. The Bright Side: Spending Your Way to Unlimited Access For avid travelers, there's a silver lining. American Express is introducing a spend-based option to regain unlimited lounge access. If cardholders can rack up $20,000 in eligible purchases in a calendar year, they can continue to enjoy the previous unrestricted access until year-end, reminding everyone that loyalty—and spending—comes with rewards. What Does This Change Mean for Travelers? As someone who enjoys the joys of travel and adventure, the new limits may feel like a pinch on the luxury of travel comfort. While these perks were once a given with card ownership, travelers will now have to assess their spending habits closely. The absence of Centurion Lounges in Canada magnifies the impact of this shift since Amex lounges are foundational to the local card experience. Should You Panic? Assessing the Value While some view this significant shift as a potential value loss, it’s essential to consider that for casual travelers, the six-visit cap might not be a dealbreaker. If you're primarily taking a couple of trips a year, this can still align with your travel lifestyle without imposing too much inconvenience. However, for families or individuals who frequently travel together, the limitations can pose more challenges than ever. Concluding Thoughts: Staying Informed as the Changes Approach The countdown has begun with under two years remaining until these changes take effect. During this transitional period, it's essential for cardholders to review their travel plans, consider their spending patterns, and reassess the overall value of the Platinum Card against upcoming annual fees. The key takeaway? Being prepared and informed will help you navigate these changes seamlessly. In the coming months, continue to explore options within your credit card benefits and perhaps seek out additional travel perks from other institutions that may complement your itinerary. Why not take this opportunity to optimize your travel experience and enjoy those pre-flight wines in peace?