RBC & WestJet Revamp Their Co-Branded Credit Cards: What You Need to Know
Starting November 5, 2025, WestJet and RBC are set to make significant changes to their co-branded credit cards, aiming to enhance their competitiveness in Canada's travel rewards market. Both the WestJet RBC® World Elite Mastercard‡ and the standard WestJet RBC® Mastercard‡ will see updates—a refreshing move following the last major overhaul in 2019.
Changes on the Horizon
For the World Elite card, expect a slight increase in the annual fee, moving from $119 to $139. This fee adjustment aligns with industry standards for premium credit cards but may still raise eyebrows among existing cardholders. On the upside, the earning potential is improving: cardholders will now earn 2 WestJet points per dollar on WestJet flights and select everyday purchases, including groceries, gas, and public transit. However, the omission of dining and Costco purchases leaves some room for improvement.
Companion Vouchers & Increased Flexibility
The annual companion voucher, a long-coveted feature for many cardholders, is also undergoing changes. From the second year onward, a $5,000 annual spend will be required to qualify for this voucher. Fortunately, this threshold seems manageable for most consumers. Additionally, flexibility is being introduced: users can opt for either a companion fare or use their voucher to receive a 30% discount on a solo ticket or a $200 credit toward trips with WestJet or Sunwing Vacations.
Why This Matters
RBC and WestJet's dedication to refreshing their co-branded offerings reflects a broader trend in the credit card landscape, where loyalty programs are continuously evolving to meet changing consumer expectations. By adapting the benefits and recognition of increased spending, these cards aim to resonate more deeply with frequent travelers.
Act Now!
For those contemplating taking advantage of the WestJet RBC credit cards, now is the perfect moment to apply. With the upcoming changes, securing a card before November 5 ensures that early adopters can still benefit from the existing terms and conditions. Don't miss the opportunity to step up your travel rewards game—consider applying before the new changes take effect!
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