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August 12.2025
2 Minutes Read

How Aeroplan Premium Credit Card Rollover Benefits Work for Travelers

Aeroplan Premium Credit Card rollover benefits depicted with Air Canada airplane in flight.

Unlocking the Benefits of Aeroplan Premium Credit Cards

As Air Canada moves towards a revenue-based model for earning points and Elite status, it's crucial for frequent flyers to understand the upcoming changes in 2026. A key feature for Aeroplan Premium Credit Card holders is the opportunity to roll over unused Status Qualifying Miles (SQM) and extended validity for eUpgrades.

Understanding Rollover of Status Qualifying Miles

If you're holding an eligible Aeroplan co-branded credit card such as the American Express Aeroplan Reserve or the TD® Aeroplan Visa Infinite Privilege*, you can roll over up to 200,000 unused SQM. This rollover feature allows you to better qualify for Aeroplan Elite Status, which unlocks more travel perks and benefits. However, remember that to enjoy this privilege, you must maintain your card status by December 15 each year.

Maximizing Your eUpgrade Benefits

In addition to rolling over SQM, Aeroplan Premium Credit Card holders have the unique advantage of an extended validity period for eUpgrades. Instead of the standard 12 months, your eUpgrades will be valid for up to 24 months. This allows you to book premium class flights with significant savings, enhancing your travel experience immensely.

Why Timing Is Everything

With the phase-out of this rollover benefit in 2025, it is vital to make informed decisions about your credit card and travel plans now. Ensuring you have the right card for 2025 will directly impact your ability to carry over miles and benefit from upgraded travel options.

Looking Ahead: The New Head Start Benefit

Starting in 2027, a new Head Start benefit will take over the current rollover scheme. This shift highlights the dynamic nature of loyalty programs, emphasizing the need to stay updated and adaptable as programs evolve.

Staying informed about these changes and actively managing your card benefits can open doors to superior travel experiences. Are you ready to roll over those miles and upgrade your travel?

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